Commercial Insurance

Pioneer Insurance of Hickory Offers Commercial Insurance in North Carolina

Business owners do a lot of planning of operations and finances. Unfortunately, unexpected events can occur that cause disruption and financial loss. Commercial insurance is designed to provide funds for many common events, so you can continue growing your business. At Pioneer Insurance of Hickory, we can help you acquire the commercial insurance your need to secure your company's financial stability.

Why You Need Commercial Insurance Coverage

The simple process of operating your business daily entails risks of accidents, injuries, and the possibility of lawsuits. Without insurance, you might have to pay for damage to property, medical costs for injuries, and legal expenses that could jeopardize your careful plans for your company's financial growth. Insurance provides funds to cover unexpected events that can undermine your company's stability and even put you out of business. Some types of business insurance are mandatory. Others are optional but advisable to ensure your business stays financially stable.

What Type of Commercial Insurance Does Your Business Need?

Your business may use vehicles to deliver goods or to transport workers. Commercial vehicle insurance is needed to cover damage to property or injury to persons that may occur. You may require property insurance to protect against losses if you own your business building. General liability insurance is basic insurance against damage to property and injury on-premises. Workers' compensation insurance, which covers workers when injured on the job, is generally required by states. Individuals involved in professions require insurance for "errors and omissions" in their work. You may need insurance to protect you against loss from cyber attacks. Even home businesses may need insurance.

Choose Pioneer Insurance of Hickory for Your Commercial Insurance in North Carolina

Each business may require different types of commercial insurance to cover the operations they perform regularly. We can help you determine the right coverage you need to protect your business from various everyday events. Contact Pioneer Insurance of Hickory today for a no-obligation quote on commercial insurance coverage to protect your business.